If you're working with a credit repair agent to improve your credit score, it's important to have a financial plan in place. Here are a few things to consider when creating your financial plan:

1. Set a realistic goal for your credit score.

Credit scores can take time to improve, so it's important to set a realistic goal for your credit score. Depending on the severity of your credit situation, it may take several months or even a few years to reach your desired credit score.

2. Determine how much you can afford to spend on credit repair.

Credit repair can be expensive, so you'll need to determine how much you're willing and able to spend on credit repair services. Keep in mind that the sooner you start repairing your credit, the less money you'll ultimately need to spend.

3. Create a budget for your credit repair expenses.

Once you know how much you can afford to spend on credit repair, create a budget to track your expenses. This will help you stay on track and avoid overspending.

4. Consider using a credit counseling service.

If you're not sure where to start with your credit repair, consider using a credit counseling service. Credit counselors can help you create a plan to improve your credit score and get your finances back on track.

5. Stay patient.

Improving your credit score takes time, so it's important to be patient. Avoid making any major financial changes during your credit repair process, as this can have a negative impact on your credit score.

If you follow these tips, you'll be on your way to improving your credit score and achieving your financial goals. Credit repair is a process, so it's important to be patient and work with a reputable credit repair specialist. With time and effort, you can improve your credit score and get on the path to financial success.